DEEPENDRA SONI; KULVANT SINGH; ADITYA CHOUDHARY; DEEPAK KUMAR PATHAK. Machine Learning-Based Credit Risk Prediction: A Systematic Review of Techniques, Challenges, and Future Directions. International Journal of Research and Review in Applied Science, Humanities, and Technology, [S. l.], 2025. DOI: 10.71143/4086m281. Disponível em: https://ijrasht.com/index.php/files/article/view/226. Acesso em: 11 apr. 2026.